Did you know, you don't always have to have 20% of the purchase price to become a homeowner? Our agents are ready to assist you today!

Click To Request A Call From A Realtor Associate!!

Down Payment Assistance

State of NJ - NJHMFA https://nj.gov/dca/hmfa/homeownership/buyers/dpa/
FTB - Up to $10,000 for Closing Cost or Down Payment
Mercer County (Specific cities/townships listed) http://www.mercercounty.org/Home/ShowDocument?id=940
FTB - Affordable Homes, Up to $7000
City of Trenton https://www.trentonnj.org/227/First-Time-Homebuyer-Program
FTB - Up to $15,000 or $25,000
Burlington County http://co.burlington.nj.us/DocumentCenter/View/8621/2018-First-Time-Home-Buyer-Brochure-PDF?bidId=
FTB - Up to $9000
Middlesex County http://www.middlesexcountynj.gov/Government/Departments/CS/Pages/Housing/Middlesex-County-American-Dream-Downpayment-Program.aspx
FTB - Up to $5000.00
HomePath Ready Buyer (Fannie Mae) https://www.homepath.com/ready_buyer.html
HomePath Properties Only

Low Down Payment Programs

NJHMFA First Time Home Buyer Mortgage Program https://theroadhomenj.com/
Participating Lenders Avialable
HUD - Information on FHA Loans and Buying A Home https://www.hud.gov/buying/loans
FHA w/ith 3.5% Down
Home Possible (Freddie Mac) https://sf.freddiemac.com/working-with-us/origination-underwriting/mortgage-products/home-possible
3% down for low to moderate income applicants
USDA - 100% Financing https://www.rd.usda.gov/programs-services/single-family-housing-guaranteed-loan-program
100% Financing - Rural Areas Only

Housing Counseling Agencies in NJ Registered with HUD


1901 N Olden Ave EXT, STE 14
Ewing, NJ 08618