*Disclosure this is only an estimate. Payments will be based upon credit approval!
If you've been paying $1200 - $1400 a month for a rental in Trenton, NJ, you can truly own for less!
Check out 782 Beatty St, Trenton, NJ. This absolutely move in ready home is C.O. ready and offers spacious bedrooms with main level washer and dryer!
Let's discuss how we can assist you in getting qualified to be a homeowner!
Contact us at (609)392-0600 or info@sbrrealtypros.com to help you get started!
NACA (Neighborhood Assistance Corporation of America) is coming to Mercer County, NJ! Their program is a great option for those who are suffering with low credit scores but can meet NACA's requirements.
This program is:
1. Only for 1st time home-buyers (Can not own a primary or investment property while using this program)
2. Must attend their workshop and utilize their intake program.
3. Once approved, connect with your SBR Realty Agent, to locate the perfect home!
To learn more about NACA's Lending requirements, check out their page!
Contact SBR Realty LLC for further assistance, 609.392.0600 or email @ info@sbrrrealtypros.com.
SBR Realty LLC has been assisting first time buyers with their real estate needs since 2008. During that time, we have been able to assist 100's of renters become owners.
Every client is different, their needs will change based on where they started from - what does not change, is the need.
It will be overwhelming when you first get started, with the right tools and support team, success is within reach. Purchasing a home is a process, so before you get started, here are a few suggestions.
1. Understand your income and expenses:
Our net income (after taxes), is our starting point, second, is what we spend every month, (rent, groceries, take out, entertainment, clothing, gas, insurance, cell phones, etc..)
2. Make a budget:
Tech savvy? There are plenty of budget tools online, but lets start free. If you have Microsoft office products on your computer or a gmail account, you have access to an excel spreadsheet.
A quick format to create is below:
Start with 2 months, jot down every item that you spent money on in the previous month. Review what you spent, how much money was remaining and began to jot down, items you can afford to 'not spend' money on monthly.
3. Know Your Why and When:
Understand why you want to purchase a home. Just looking at houses and calling around, and going to open houses is not beneficial, if you are not prepared to purchase. What will be the benefits to you becoming a homeowner? Jot that down! Will you be buying in 6 months? Does your lease expire soon?
4. Contact a SBR Realty Real Estate Agent, to help you get the ball rolling.
We'll dive in deeper into what you can expect working with an agent, but for now... put that on your list!
5. The Reality Check:
You will feel overwhelmed. You will feel uninformed. You will not know what to do. This is normal. Your agent, will know how to guide you on this journey. This process takes time, but can go at a very quick pace. Ask questions, keep in mind your why and dont' be afraid to ask questions. Our agents care about helping you reaching your goal of becoming a homeowner.
If you have questions about becoming a homeowner, or how to get started, contact SBR Realty LLC at (609)392-0600 or info@sbrrealtypros.com.
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